Smart Home Financing with Dreama Brown

With decades of experience and a deep understanding of every corner of home financing, Dreama Brown helps clients move forward with clarity and confidence — from first homes to investment properties, from traditional mortgages to unconventional credit solutions. Whether you’re refinancing, co-buying, tapping equity, or planning for life’s more complex transitions, she tailors every strategy to fit your unique goals. 

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Experience & Trust

Decades of expertise and deep relationships across lending and real estate ensure you're in the best hands.

Clear Path Forward

Dreama breaks down complex options and helps you move forward with confidence quickly.

Creative Solutions

From generational buying to post-divorce planning, she finds solutions that best fit your life.

Innovative

Leverage tools like AI-powered credit lines and digital equity strategies to make smarter moves.

About Dreama

Mortgage Expertise You Can Feel Good About

Dreama Brown brings a long history in mortgage lending, deep industry relationships, and a whole-hearted commitment to doing right by her clients and community. Backed by E Mortgage Capital, she’s able to offer smart, flexible lending solutions with the support of a trusted national platform. Dreama is known for her creative, outside-the-box thinking and her involvement in causes she cares deeply about, such as Tunnels to Towers. She helps clients make confident, informed decisions about their financial future — and feel good about the journey along the way.

Dreama Brown, NMLS #512330

E Mortgage Capital, NMLS #1416824

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Trusted Guidance.

A mortgage may be the biggest financial decision you'll ever make. Rest easy with Dreama.

Why Clients Choose Dreama

What you deserve in a mortgage partner

There’s no shortage of mortgage options out there — but there’s only one Dreama Brown. Here’s what makes working with her different.

Fast, Responsive Process

Quick answers. Smooth closings. No guesswork.

Financing that fits your life

First-time buyer? Investor? She’s got you.

Clear, Jargon-Free Guidance

Every option explained. No surprises.

Tremendous Lending Power

Access to 50+ wholesale lenders through eMortgage Capital.

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What Dreama Offers

The right financing for you.

Not sure what you need?

From first-time buyers to seasoned investors, Dreama will help you find the loan that fits your goals — even if you’re not sure where to start.

Let's Talk

Send Dreama a message and let her know whether you prefer to discuss by phone or email.
Contact Dreama

Home Purchase Loans

Conventional, VA, FHA, and more to get you home with confidence.

Refinance & Equity Access

Lower your rate, pull cash out, or explore AI-powered credit lines.

Creative Ownership Options

Co-buying, buying for family, or life after divorce — Dreama’s got the answer.

Investment & Non-QM Loans

Flexible solutions for investors and non-traditional borrowers.

AI Equity Line of Credit

Tap into your home’s equity in as little as 15 minutes.

AVAILABLE TOOLS

Ready to Get Started?

Whether you’re buying a home, refinancing, or just exploring your options, Dreama’s tools through E Mortgage Capital make it easy. Try out the tools today, or just contact Dreama to get started.

Apply Now

Know what you want? Get started with your secure online application.

Upload Documents

Send documents to Dreama, so she can get the paperwork started.

Home Purchase Qualifier

Estimate what you can afford and see your options.

Refinance Rate Checker

Check today’s rates and see if refinancing makes sense.

Testimonials

What Clients Are Saying

5-Star Reviews Based on 249 verified reviews on Experience.com, Dreama consistently delivers 5-star service. Sample some of the client experiences below:
How it works

From First Step to Final Signature

Step 1

Connect & Discovery

We’ll start with a quick conversation to understand your goals — whether you’re buying, refinancing, or tapping into equity.

Step 2

Get Matched

Dreama explores loan options across top wholesale lenders and recommends the structure that best fits your situation.

Step 3

Dot I's and Cross Ts

Dreama keeps everything on track and in sync — managing the details, communicating clearly, and reducing stress along the way.

Last Step

Close & Celebrate

Whether you’re getting keys or tapping equity, Dreama helps you wrap things up smoothly — and move forward with peace of mind.

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Let's Connect

Whether you’re ready to dive in or just have a few questions, Dreama’s here to help. Fill out the form and she’ll be in touch soon — no pressure, just real answers and friendly support.

Book a Call with Dreama

Unlock Equity in 15 Minutes

Share a few basics, then pick a time with Dreama to explore your home-equity options. No SSN to start. Zero Credit Impact.

Contact Information
Property & Mortgage Information